FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
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Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
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In the Know
Common Signs Of Termites
Posted Thursday March 30, 2023 in Home ImprovementDiscovering a pest problem in your home can be devastating. However, what may be worse is having one and not knowing about it. When it comes to protecting your home and family, you can never be too careful, especially when it comes to termite infestation. These evasive, unwanted house guests can easily cause billions in… Read more »
What To Consider When Buying A House Next To A Vacant Lot
Posted Thursday March 23, 2023 in Real EstateLooking at homes which are adjacent to vacant or nearby undeveloped land always comes with a question mark. When viewing these homes use caution and take emotion out of the equation. Rather than becoming enamored with the vast open space behind the house, buyers should use a critical eye instead… envisioning the back of another… Read more »