When the FHA announced late last year that its flagship fund, the Mutual Mortgage Insurance Fund, grew for the fourth straight year, it led to many question whether we would see a cut to its mortgage insurance premiums again. Now we have an answer. Click the headline for the full details on the FHA reducing mortgage insurance premiums.
Category: Home + Lifestyle
Fixed mortgage rates, which have been on a tear since the presidential election, retreated this week, falling for the first time in nine weeks.
According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average tumbled to 4.2 percent with an average 0.5 point. (Points are fees paid to a lender equal to 1 percent of the loan amount.) It was 4.32 percent a week ago and 3.97 percent a year ago.
HousingWire first broke the news late last week that TransUnion would pay just shy of $17 million as part of a settlement with the CFPB, as revealed by a company filing with the Securities and Exchange Commission. As it turns out, there’s more. Today, the CFPB’s report revealed Equifax was fined too. Click the headline for more information.
We saw so many beautiful kitchen trends in 2016: tons of marble, rich blue and black cabinets, open shelving, and a mix of materials. While we don’t think these things will disappear overnight, we definitely see a shift ahead. If you’re thinking about redoing your kitchen soon, or are just design curious, read on for what you can expect to see more of in the coming year, and why we think that’s the case.
Scandinavians are always right on the cutting edge of things when it comes to design, and kitchens are no exception. So I dug through my treasure trove of lovely kitchen images to find these five especially beautiful spaces, full of ideas worth stealing for your next renovation.
It’s the most wonderful time of the year: Colorful lights on every street corner, the scent of pine filling the air, all kinds of holiday cheer being passed around. But do you ever find yourself wondering why we do the things we do in the holiday season? Where did all of these traditions come from? Well, pull up a chair and grab a mug of spiced cider (or, you know, mulled wine). We have five classic Christmas traditions to share—and how they got started.
Every decorator feels it. The bah-humbugs after putting away the holiday decorations that so beautifully lit your home for the last month or more. But winter décor doesn’t have to bore.
Check out this photo gallery from HGTV for lovely ideas for decorating your mantel after the stockings are put away.
Go beyond paint
Bored with paint? Good news: There’s a whole world of wall finishes to explore. In 1996, Adrienne Wannamaker was working as an art director when she offered to help a friend finish a mural commission for a client’s master bathroom. The experience made her “fall in love with decorative finishes,” she says.
Whether you work in a tiny cubicle, the corner of your bedroom, a spacious corner office or a fully customized home workspace, your desk is likely a source of both stress and germs.
Holiday decorating and restraint don’t always go together, but that doesn’t mean your Christmas tree can’t be as tasteful and minimal as you see fit. If you’re looking to celebrate the holidays in a streamlined, minimal way, look no further than these 10 beautifully trimmed minimalist Christmas trees, six of which showcase one of our all-time favorite tree stand alternatives.